The Foundation

Support The Foundation for Community and Family Health
The Foundation for Community and Family Health (FCFH) and our Children’s Center has worked to safeguard the health of children in the Corona/Norco area. Our mission is to be preeminent in providing health care services, referrals and resources that enhance the health and well-being of children and families locally. Through leadership and innovation, The Foundation for Community and Family Health will create and support programs to meet the unique health care needs of children, adolescents and their families in care, prevention and education.
It is only through the generous support of our donors, corporate partners, and community events that we are able to ensure that the important work of our foundation continue.

Where does your money go?
A gift to The Foundation for Community and Family Health and our Children’s Center is a gift to your community, in that it supports programs and services offered to the children of our local region including Western Riverside Communities.
In consideration of continuing your vital support or if you are contributing to The Foundation for Community and Family Health for the first time, we invite you to understand and celebrate what your resources and encouragement have helped to provide and will continue to provide for the children and families in our city. The Executive Director would like to meet with you and provide you with a personal tour of our facility and programs. Please call the Foundation at 951-270-0536 for more information.

Support
The Foundation’s backbone is its network of support, the lifeline of community leaders, friends and families. This voluntary network operates at the local level with administrative support from a team of Board of Directors made up of members from our community with the sole purpose of improving the overall health and quality of life for the children and families in our community.

How You Can Help
One way to support our Foundation by leaving a legacy. This is an important component of our support to the children and families we serve. A simple cash gift, a gift of real or personal property, naming FCFH as a beneficiary in your will or life insurance plan, or other estate planning devices can extend your philanthropy and can offer significant tax savings structured to benefit you, your family and The Foundation for Community and Family Health.
Our program is based upon the following standards to serve you, our philanthropic friends, and your families:

We will honor your needs first, ahead of any individual or organization by listening to how you would like to contribute and helping to determine what type of gift will benefit you.
We will provide you with objective complete and accurate information, based upon your goals and objectives, so that you can make an informed decision that is best for you and your family.
We will provide you with the highest level of professional service.

Gifts of Life Insurance
You may give to or name FCFH as owner and beneficiary of an existing life insurance policy which may have been purchased years ago and that you no longer need. This may generate an income-tax deduction. In this case, you may wish to donate the policy to the Foundation. There are two ways to do this:
First, make the Foundation the owner of the policy. You get an immediate income tax deduction. If the policy is fully paid, your deduction is equal to the replacement value of the policy. If the value exceeds the tax or cost basis, the deduction is limited to the tax basis. If premiums remain to be paid, the deduction is approximately equal to the cash surrender value. You can continue to pay the premiums and get a charitable deduction. Or, you can contribute the amount of the premiums to FCFH, and we pay the premiums. If FCFH doesn't have to pay premiums, your contribution is fully deductible.
Second, name FCFH as the beneficiary of your policy. Since this is revocable, it can't be counted for any immediate tax savings, but at your death, your executor may take a federal estate tax charitable deduction for the entire amount.
You can also begin funding a new life insurance plan naming FCFH as beneficiary. Your donations (for the premium as little as $50.00 per month) are deductible as they are made to the Foundation who then makes the premium payments.

Gifts of Stock: Avoid capital gains tax
If you have owned stock for more than one year and it has appreciated in value, you will be able to use the current value of the stock as your charitable donation. Making gifts of appreciated securities to charitable institutions like FCFH provides a double benefit to you: no capital gains need ever be paid on the gifted securities and you enjoy a nice tax deduction. (If you sell appreciated stock, rather than donating it, you may be required to pay capital gains tax on the appreciated value – so consider donating the stock to FCFH to avoid that result.)
A gift of appreciated stock can provide substantial support and make a life-long impact on the Foundation. You may deduct the full fair market value of long-term appreciated securities and avoid any tax on the capital gain. This donation is deductible up to 30% of your adjusted gross income, with a five-year carry-over option.
It is important to note that appreciated stock should not be sold first. In order to receive the benefits, you must first donate it to The Foundation for Community and Family Health. The transaction can be done from your broker to the Foundation.

Gifts of Real Estate
Did you know that most types of property (residential, farm, vacation, commercial, raw or vacant land) can be given to The Foundation for Community and Family Health and its Children’s Center? The appraised fair market value of the property is deductible from income taxes and you avoid the capital gains tax.

Matched Giving
Keep in mind that many employers will match your gift dollar-for-dollar (or more) providing additional support for FCFH. Many employers match gifts made to nonprofit organizations by their employees that sometimes double or even triple the size of your gift. Often, these programs are also extended to retirees. Please be sure to take advantage of this program if your employer offers it and see if you qualify for a matching gift program.

Remembering FCFH in Your Will
A simple and commonly used method to ensure FCFH and our Children’s Center legacy will continue is to name FCFH as a beneficiary in your will. You can accomplish this in one of three ways:

You can leave FCFH a specific amount of cash or specific property. For example, “I give the sum of $100,000 to The Foundation for Community and Family Health,” or “I give 500 shares of XYX Corporation stock to The Foundation for Community and Family Health.”
You can leave FCFH a fixed percentage of your estate. For example, “I give 20% of the residue of my estate to The Foundation for Community and Family Health."
You can leave FCFH all or part of the residue of the estate after bequests to other beneficiaries have been made. For example, “I give the residue of my real and personal estate to The Foundation for Community and Family Health.”

In addition to your will, you may consider naming FCFH as a beneficiary in your living trust or pension plan.

If you own highly appreciated and/or low-income-producing assets and would like to convert these to produce a higher income without triggering capital-gains taxes, there are several ways to give to FCFH that will help you accomplish this and provide you with an income for life. The income you receive can be fixed or variable and after the income beneficiaries have passed away, the remaining principal can be used to support FCFH.

When you transfer cash or marketable securities to FCFH, in return, FCFH can issue an annuity contract which will pay you or your designated beneficiary a guaranteed annuity for life! This transfer is considered part gift and part purchase of an annuity. The annuity rate will depend on you or your beneficiary’s age and the type of annuity you choose.

With a present gift annuity, annuity payments begin immediately. With a deferred gift annuity, annuity payments are deferred to some future date. With either type of annuity, FCFH will retain the remaining principal upon you or your beneficiary’s death.

How can a charitable gift annuity benefit you in other ways? You will receive a guaranteed income stream for life (or a specified term of years) and receive an immediate income tax charitable deduction for the gift portion of the transfer. If you establish the gift annuity with appreciated securities, you may even defer your capital gains tax.

Just imagine being able to accomplish two very important goals at once: Providing for your or your beneficiary’s future needs while at the same time helping FCFH realizing its goals of creating healthy children today for a healthy community tomorrow. Even with age and minimum donation restrictions, envision a deferred gift annuity that may be used to fund a college plan for a young child or grandchild, with income payments paid to the child during his or her college years. When the child’s education is completed, the remaining principal will go to fund FCFH ‘s critical work.

Another wonderful donation tool is to make a gift of income to FCFH for a specific period of time after which the principal will revert back to you. If you have a large influx of income that will put you in a higher tax bracket, this alternative may be particularly attractive to you!

Through this device, you may transfer property irrevocably to a trust which then pays you or your designated beneficiary a set of annuity or percentage of the trust assets for life or for a term of up to twenty years. When the trust terminates, the remaining assets pass to FCFH.

With a unitrust, your annual payment varies each year and is determined by multiplying a fixed percentage (at least 5%) set at the establishment of the trust by the fair market value of the trust’s assets in a given year.
With an annuity trust, your annual payments are at a fixed percentage (at least 5%) of the initial trust principal and thus unlike the unitrust, the annuity trust does not vary from year-to-year with the subsequent actual value of the trust.

The charitable remainder trust allows you to make irrevocable commitment to contribute a significant sum to assist FCFH with its important work while retaining a payment stream for you or your beneficiary for a period of time of life. You will receive a current federal income tax charitable deduction for the value of FCFH’s remainder interest in the trust. Even with certain age and minimum donation restrictions, there may be for you many other potential tax and estate benefits as well.

Cash
Cash donations can be the simplest way to give. An outright gift, particularly made by cash, check or credit card, is the simplest form of giving. The Foundation for Community and Family Health is a tax-exempt 501(C3) non-profit organization; therefore your donation is tax deductible to the full extent provided by law. Your cash gift can be designated to your choice of fund whether it be restricted to a specific program or to our general fund.
Credit Card: The Foundation for Community and Family Health can accept your credit card donation over the phone. Please call us at 951-270-0536 if you'd like to make a credit card donation.

Events

Sponsorships
The Foundation for Community and Family Health and our Children’s Center puts on several big events such as the annual Golf Tournament; Grand Celebration Breast Cancer Walk, and Evening to Remember, our dinner and auction, throughout the year. If your company or group would like to become part of one of these events, please contact us for more detailed information or visit our website at www.communityandfamily.org

Community based events
Community based outreach events are one of our favorites. From car washes, bake sales, to golf tournaments, you can raise money, have fun, and spread the word about The Foundation for Community and Family Health and our Children’s Center. If you would like to put on a community event, we would love to hear from you.

Volunteers
Do you enjoy meeting people? We are always looking for friends to help out at our events. You could register golfers at a tournament, hand out water at the Grand Celebration Breast Cancer Walk, monitor a table at a silent auction or do one of many other jobs required at an event. You may even get an event T-shirt. Contact us for more information on volunteering for a foundation event.

Uniting together in our effort to create a brighter future, we want to help you in every way to understand these powerful and valuable alternatives to donate to The Foundation for Community and Family Health and our Children’s Center and protect the interests of your own. The Foundation for Community and Family Health is fortunate to have friends who have made giving to us a part of their lifestyle. We want to continue to reward this powerful partnership.
We will be happy to meet with you and your advisors, to provide expert input on your specific case and to assist you in developing and integrating appropriate charitable planning concepts into your plan. But please remember that FCFH is not in a position to offer legal or financial advice. When considering the tax or other effects of a gift to FCFH, please consider consulting your attorney or financial advisor to obtain the proper and appropriate legal and financial advice for charitable donation.
By Supporting The Foundation for Community and Family Health, you can make a difference. You can help ensure that every child who comes to our Children’s Center and other partner programs receives the highest quality health care services and referrals available. You can provide the means that will make children of tomorrow healthier. Working together, we can unite in our effort to create a brighter future for the children and families in our community.
The giving programs, tips and information are intended to highlight general donation and giving plans and should not be used as a substitute for appropriate professional advice relating to your specific circumstances. Consult your attorney and financial advisor to determine your individual and specific income tax applications and compliance with the Internal Revenue Code.